Terms of Use
Last Updated: August 4, 2026
These Terms of Use govern your access to and use of the marsh-roam website and services. By accessing or using our website, you agree to be bound by these terms.
Acceptance of Terms
By accessing and using this website, you accept and agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree to these terms, please do not use our website or services.
Educational Services
marsh-roam provides educational courses in financial management and related topics. Our courses are designed for educational purposes only and should not be considered as professional financial advice.
Course Enrollment
When you enroll in a course, you agree to:
- Provide accurate and complete information
- Maintain the confidentiality of any login credentials
- Attend scheduled sessions or notify us in advance of absences
- Respect other students and instructors
- Complete payment for enrolled courses
Course Cancellation and Refunds
You may cancel your enrollment up to 14 days before the course start date for a full refund. Cancellations made less than 14 days before the start date may be subject to a cancellation fee. We reserve the right to cancel courses due to insufficient enrollment or unforeseen circumstances, in which case you will receive a full refund.
Intellectual Property
All content on this website, including text, graphics, logos, images, course materials, and software, is the property of marsh-roam or its content suppliers and is protected by United Kingdom and international copyright laws.
Limited License
You are granted a limited license to access and use this website for personal, non-commercial purposes. You may not:
- Reproduce, distribute, or modify any content without written permission
- Use course materials for commercial purposes
- Share login credentials or course access with unauthorized individuals
- Remove copyright or proprietary notices from any content
User Conduct
You agree not to use our website to:
- Violate any applicable laws or regulations
- Infringe upon the rights of others
- Transmit harmful or malicious code
- Engage in unauthorized data collection
- Interfere with the proper functioning of the website
- Impersonate any person or entity
Disclaimer of Educational Advice
The information and education provided through our courses are for general educational purposes only. While we strive to provide accurate and current information, we make no representations or warranties regarding the completeness, accuracy, or suitability of this information for any particular purpose.
Our courses do not constitute professional financial advice. Individual circumstances vary, and you should consult with qualified financial professionals before making significant financial decisions based on information learned in our courses.
Limitation of Liability
To the fullest extent permitted by law, marsh-roam shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from:
- Your use or inability to use our website or services
- Financial decisions made based on course content
- Unauthorized access to or alteration of your data
- Statements or conduct of any third party on the website
- Any other matter relating to our services
Indemnification
You agree to indemnify and hold harmless marsh-roam, its instructors, employees, and affiliates from any claims, damages, losses, liabilities, and expenses arising from your use of our website or services, your violation of these Terms of Use, or your violation of any rights of another party.
Third-Party Links
Our website may contain links to third-party websites or services. We are not responsible for the content, accuracy, or practices of these external sites. Your use of third-party websites is at your own risk and subject to their terms and conditions.
Modifications to Services
We reserve the right to modify, suspend, or discontinue any aspect of our website or services at any time without notice. We may also modify these Terms of Use at any time. Continued use of our services after such modifications constitutes acceptance of the updated terms.
Age Restrictions
While we offer courses for children, our website and enrollment process are directed at adults. Individuals under 18 must have parental or guardian consent to enroll in courses. Parents or guardians are responsible for supervising minors' participation in our courses.
Privacy
Your use of our website is also governed by our Privacy Policy. Please review our Privacy Policy to understand our data collection and use practices.
Governing Law
These Terms of Use shall be governed by and construed in accordance with the laws of England and Wales, without regard to conflict of law principles. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.
Severability
If any provision of these Terms of Use is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
Entire Agreement
These Terms of Use, together with our Privacy Policy, constitute the entire agreement between you and marsh-roam regarding the use of our website and services.
Contact Information
If you have questions about these Terms of Use, please contact us at:
Email: [email protected]
Address: 127 Division Street, Sheffield, S1 4GE, United Kingdom
Acknowledgment
By using this website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.